In most cases, the beneficiary designation on a life-insurance policy trumps a will. It is crucial to make sure your beneficiary designations match your wishes. https://www.marketwatch.com/story/my-mother-in-law-left-her-1-million-life-insurance-policy-to-my-brother-in-law-but-her-will-says-she-wants-him-to-share-it-with-my-husband-what-can-we-do-11646671536?mod=fbpdcmpn&kwp_0=2159805&kwp_4=6180884&kwp_1=2659579&fbclid=IwAR0iX_Xep2-7jCL6klACDWZBIzFrNuvvERvtv8VYf6uN5P020mqrCT9c9Yw